Luxury Car insurance

It is a specialist policy designed to protect high-value vehicles with premium features, advanced technology, and bespoke craftsmanship. It offers tailored coverage beyond standard motor insurance, including agreed value, enhanced repair options, and personalised service.

Luxury cars often have higher repair costs, unique parts, and greater value than standard vehicles. Specialist car insurance ensures your vehicle is properly protected with features that reflect its worth and complexity.

We understand that luxury car ownership is about more than just driving, it’s a lifestyle. That’s why our policies may be extended to cover organised charity drives, luxury car convoys, tours and club events. Simply let us know about the activity in advance, we’ll ensure it’s disclosed to the insurer and confirm back to you that it operates within the agreed terms and conditions of your policy. Our goal is to help keep you protected while you enjoy every moment of the experience.

We work with a panel of specialist insurers, each with their own requirements. Some may stipulate that vehicles are kept behind security gates or that the property is monitored by CCTV. Others may require high-value cars to be stored in locked, alarmed garages overnight, or insist that vehicles are garaged at your home address during specific hours, for example, between 22:00-06:00.

Many high-value motor vehicle owners need insurance that extends beyond the UK, especially when attending events or driving tours abroad. To help ensure you’re fully protected, we’ll need to disclose the details of the event and its location to your insurer. This helps confirm that the right level of cover is in place for your journey. It’s important to note that some insurers do include this cover as standard in their policies, we will work with you to help tailor your cover to suit your requirements.