Convoy driving with supercars: How will it affect my insurance?

Tysers Insurance Brokers |

For supercar enthusiasts who own high-performance vehicles, few experiences compare to the exhilaration of driving in convoy with fellow supercar owners. Whether it’s a weekend rally through the Peak District or a curated European driving tour, convoy driving is a celebration of automotive passion, performance, and community. But while the thrill is undeniable, the insurance implications are often overlooked and they can potentially be significant.

 

What is convoy driving?

Convoy driving typically involves multiple vehicles travelling together in close formation, often at higher speeds and across longer distances. These events may be informal meetups, charity runs, or professionally organised tours. While they’re a staple of the supercar lifestyle, they introduce unique risks that standard motor insurance policies may not cover.

 

Are you covered?

Most mainstream insurance providers exclude convoy driving from their policies due to the increased risk of collision, distraction, and liability. Driving in close proximity to other high-performance vehicles requires heightened concentration and skill, and any incident involving multiple cars can quickly become complex from a claims perspective.

A bespoke insurance policy tailored for prestige vehicles should explicitly state whether convoy driving is covered and under what conditions. This is where working with a specialist broker becomes invaluable.

 

What to look for in a policy

When reviewing your policy or considering a new one, ensure it includes:

  • Event-specific cover: Some insurers offer add-ons or endorsements for organised events. If you’re participating in a rally or tour, check whether the event is recognised by your insurer.
  • Third-party liability: If you’re leading or organising the convoy, you may be held responsible for incidents involving other participants. Ensure your policy includes adequate liability protection.
  • European cover: If your convoy crosses borders, confirm that your policy includes international driving cover, breakdown assistance, and repatriation services.

 

Why bespoke insurance matters

Generic policies often fall short when it comes to lifestyle-specific activities like convoy driving. A bespoke policy, arranged through a broker who understands the prestige car market, can be tailored to reflect your driving habits, vehicle value, and event participation.

At Tysers, we work with supercar owners to ensure their policies are as dynamic as their lifestyles. Whether you’re joining a supercar convoy through the Scottish Highlands or heading to Monaco for a charity run, we’ll make sure your cover travels with you.

 

Final thoughts

Convoy driving is more than just a social event, it’s a statement of passion. But without the right insurance, it could also be a costly oversight. Speak to our specialist prestige car insurance team to ensure your policy includes convoy driving cover, and enjoy the road ahead with confidence.

 

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