Protection for investors in commercial, industrial, residential, social and agricultural property.
We insure property owners from the public and private sector and protect a diverse range of properties; from single site investments to those with multi-location and multi-million pound portfolios.
Whatever the size or usage of the property, we have it covered.
Our clients include…
- Property Investors & Managers
- Housing Associations
- Developers & Construction Companies
- Managing Agents
- Real Estate Investment Trusts
- Institutional Property Funds
- Pension Fund Managers
- High-Net-Worth Private Individuals
Tysers Property Management Team
Our specialist property team can provide:
PROTECTION FOR OVERSEAS PROPERTIES
Through our international relationships we are able to accommodate & support overseas exposure and requirements, together with local service where required
CAPTIVES
We are able to offer full advice & support on Captive and Protected Cell Captive structures
RISK MANAGEMENT
Whilst Risk Management & Loss Control services will typically be provided by insurers, we will monitor these activities and work with insurer’s co-ordinating surveyors to ensure a consistent approach. We also provide clients with access to our Tysers Risk Management Services
DUE DILIGENCE
We are able to provide insurance due diligence consultancy for purchasers and vendors
FULL MANAGEMENT OF TENANTS INSURANCE PREMIUMS & DOCUMENTATION
For investors in residential real estate
FULLY AUTOMATED ONLINE SYSTEMS
For resident’s policy administration, including online payments & document issue
Access to markets & strong insurer relationships
Our strong and long-standing relationships with leading insurers and Lloyd’s syndicates enable us to negotiate the very best deals for our clients.
Tysers Risk Services
Tysers Risk Services is a practical and cost-effective solution, designed to help businesses of all sizes to manage their risk, through access to extensive Health & Safety and Employment Law advice and guidance.
Support when you need it the most
Our expert in-house claims management team are on-hand to support you from initial notification through to satisfactory settlement.
Protection for property owners includes…
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Asset Protection
Comprehensive tailor-made property owners’ ‘all-risks’ insurance, providing protection for buildings, fixtures and fittings and all forms of material property including cover against Terrorism risks.
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Revenue Protection
Complementing asset protection is the insurance of rental and all other property generated revenues e.g. management charges, service charges and ground rents following damage to the property.
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Engineering Inspection Services
Periodic inspections and ‘certification for use’ can be provided by Engineering Insurers and are a legal requirement for lifts, escalators, chair lifts and some pressure plant.
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Plant Breakdown & Damage
Inspection and approval by specialist engineering insurers provides confidence in maintenance procedures, backed up by financial protection against breakdown costs. Insurance cover for:
- Boiler equipment
- Air conditioning
- Lifts
- Other building services vulnerable to damage or breakdown
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Liability Insurance
An essential insurance for property owners and investors for liability risks to occupants, visitors and the general public.
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Environmental Liability
A primary concern for investors and funders. Insurance is available for contaminated land risks, including:
- Statutory environmental liability
- Mandatory clean-up costs
- Liability for gradual pollution
- Liability for sudden and accidental pollution risks
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Property Development
Owner-controlled project insurances for new builds and major refurbishment works provide considerable advantages over the traditional contractor route to insurance procurement. A single policy in the principal’s name covers:
- Insurance of the works
- Public Liability
- Consequential loss risks (e.g. advance rent, increased finance costs)
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Latent Defects Insurance
The traditional route of new build post-completion protection is collateral warranties, backed up by professional indemnity insurance from the building team over a 10 or 12-year period.
Experience has shown the limitations of this traditional method, including legal uncertainty, delay and expense. What’s more, the method is rendered useless if the negligent professional goes out of business.
Latent Defects Insurance gives a first-party-owned insurance, with immediate indemnity for latent defects manifesting within 12 years following completion.
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Legal Contingencies
Legal contingency insurance solutions for many forms of property acquisition, planning and development problems, such as defective title, restrictive covenants, lost deeds and judicial review issues.
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Property Investment Business
A wide range of commercial business insurances for property owning and investment businesses including:
- Office Insurance
- Business Interruption
- Employers and Public Liability
- Motor
- Directors and Officers Liability
- Credit Insurance
- Professional Indemnity Insurance