SUPERCAR INSURANCE

Frequently Asked Questions

Will you accept modifications on supercars?

Yes, we understand that modifications are part of the supercar culture. Whether performance upgrades or aesthetic enhancements, we’ll assess them individually and include them in your cover, provided they’re disclosed and professionally installed.

What are the implications of vehicle storage in third party facilities, who is responsible for the insurance?

If you park your supercar in a storage facility, it’s important to clarify responsibilities. Typically, the facility may have its own insurance to cover risks on their premises, but this often doesn’t replace your own comprehensive cover. You should maintain your own insurance policy to protect against damage, theft, or other risks, and we’ll help you confirm whether the storage facility’s insurance provides any additional protection. Always check with us if you place your vehicle in a third-party storage facility so we can ensure your cover remains valid.

Am I covered if I participate in a charity run, tour or convoy?

We understand that supercar and classic car ownership is about more than just driving, it’s a lifestyle. That’s why our policies can be extended to cover organised charity drives, supercar and classic convoys, tours and club events. Simply let us know about the activity in advance, we’ll ensure it’s disclosed to the insurer and confirm it operates within the agreed terms and conditions of your policy. Our goal is to keep you fully protected while you enjoy every moment of the experience.

Can I park outside my house?

We work with a panel of specialist insurers, each with their own requirements. Some may stipulate that vehicles are kept behind security gates or that the property is monitored by CCTV. Others may require high-value cars to be stored in locked, alarmed garages overnight, or insist that vehicles are garaged at your home address during specific hours, for example, between 10 p.m. and 6 a.m.

Will my policy cover me for tours in Europe or Worldwide?

Many supercar owners need insurance that extends beyond the UK, especially when attending events or driving tours abroad. To help ensure you’re fully protected, we’ll need to disclose the details of the event and its location to your insurer. This helps confirm that the right level of cover is in place for your journey. It’s important to note that some insurers do include this cover as standard in their policies, we will work with you to help tailor your cover to suit your requirements.