Storm Ciarán: tips for preventing storm damage

Tysers Insurance Brokers |

Storm Ciarán: Take action to secure your commercial or high-value property

Storm Ciarán has already hit the South West of England and is on course for other parts of the UK later this week, so we have compiled some tips to help reduce the impact of storm damage. Although some storm damage may unavoidable, both homeowners and commercial property owners can take measures to mitigate the risk of storm related property damage.

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1. Check your roofing for any loose or cracked tiles that could be blown away, and have these secured where possible.

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2. Gutters and downpipes may also become loose during high winds, ensure these are secure and ensure that drains are clear of debris as high rainfall from storms can cause flooding and water damage to your property.

barricade of sandbags. flood defences.

3. If you are in a high flood risk area, or warned of heavy rain during the storm alert, preparing sandbags and moving or raising important items can reduce the risk of water damage to your important items (e.g. expensive electricals and furnishings in residential homes or essential stock, machinery and documents in commercial properties).

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4. Trim overhanging or loose branches as these may cause damage during high winds.

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5. Inspect sheds, outbuildings and fence panels, in high winds these could also become unsecured and cause damage to your property or neighbouring properties.

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6. Secure or put away other garden or outdoor items that may be blown around in high winds. For residential properties this may include patio furniture, ladders and wheelie bins, commercial property owners should also secure any tools and equipment usually stored outside and business signage.

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7. Park vehicles in a garage where possible, particularly prestige or high-value cars. If you are unable to store your vehicles in a garage, where possible park them in a secure area away from trees and fences that may be blown loose during a storm.

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8. Ensure all windows and doors are shut securely as the storm approaches, and secure any loft trapdoors with bolts, particularly if the roof pitch is less than 30°.

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9. Check your home or commercial building insurance policy to ensure all information is up to date e.g. if you have added any new extensions, equipment or valuables since the policy was set up.

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