Winter household top tips: Protection against the cold

Tysers Insurance Brokers |

Winter Home Protection & Security: Essential Tips for Cold Weather and Storms

With colder weather on the way, homeowners face increased risks from frost, snow, and strong winds. These conditions can lead to frozen pipes, property damage, and even a rise in burglaries during the festive season. Taking proactive steps now will help protect your home and avoid costly repairs or insurance claims later.

At Tysers, we’ve created this guide to help you safeguard your property against winter risks—from plumbing issues to theft and storm damage.

House Security : Winter Tips Download

1. Prevent Frozen Pipes and Water Damage

Frozen pipes can burst, causing extensive damage to floors, walls, and possessions. Here’s how to reduce the risk:

  • Insulate pipes and water tanks in lofts, basements, garages, and under sinks.
  • Shut off and drain outdoor taps and sprinkler systems before frost sets in.
  • Keep heating on low when away from home to prevent freezing.
  • Locate and test your stopcock so you can quickly shut off water in an emergency.
  • Allow warm air to circulate by opening loft hatches and cabinet doors near exterior walls.

2. Prepare for Storms and Extreme Weather

High winds and heavy rain can cause structural damage. Take these precautions:

  • Check your roof for missing or damaged tiles and ensure it’s watertight.
  • Clear gutters and downpipes to prevent flooding.
  • Trim trees near your property to avoid falling branches.
  • Inspect windows and foundations for gaps or cracks that could let water in.
  • Secure outdoor items like garden furniture to prevent them becoming hazards.

3. Enhance Home Security During Winter

Insurance data shows a spike in burglaries around the festive season. Improve your home security with these steps:

  • Install British Standard locks (BS3621) on all external doors and windows.
  • Consider Five Lever Mortice Deadlocks for wooden doors and multi-point locking systems for UPVC or composite doors.
  • Upgrade to smart security:
    • Smart lighting creates the impression of occupancy by varying light patterns.
    • Motion-detecting floodlights and connected cameras alert you to unusual activity.
  • Fit a monitored alarm system for high-value homes. These systems transmit alerts to an Alarm Receiving Centre (ARC) and can request immediate police response.

4. Fire Safety and Heating Checks

  • Service your boiler and heating system to prevent breakdowns and fire hazards.
  • Sweep chimneys annually to reduce fire and carbon monoxide risks.
  • Check smoke alarms and fire extinguishers—replace batteries and expired units.

Why It Matters

Taking these steps not only protects your home and possessions but can also help maintain favourable insurance premiums. Many insurers require specific security standards, and proactive maintenance reduces the likelihood of claims.

 

Need help finding out how best to cover your how during the winter months? Get in touch with our high-value home expert team today.

 

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