Our construction insurance brokers provide bespoke insurance solutions.
We understand the unique risks and challenges faced by the UK construction industry. That’s why we recognise that every client’s construction insurance needs are different — whether it’s a single-site build or a multi-site development, from residential housing to commercial property projects, or infrastructure such as roads and bridges. We also cover high-risk activities, including working at height, bored pile construction, and other specialist operations.
No matter if you’re a sole trader, a specialist contractor, or a large-scale property developer, our expert insurance brokers are here to help. With that in mind, we offer tailored construction insurance solutions designed to protect your business at every stage — from planning and groundwork to completion and handover.
Contractors all risks insurance or standalone policies?
Contractors All Risks (CAR) insurance is typically offered as a package policy. In other words, it combines multiple types of coverage under one umbrella, tailored specifically for construction projects. That said, covers can also be purchased as separate standalone policies, depending on your specific requirements. To help you navigate these options, our specialist brokers are on hand to guide you in selecting the right insurance protection for your project.
Who do we insure?
Our construction clients include:
- General Builders
- Property Developers
- Groundworkers & Civil Engineers
- Plumbers
- Interior Fit-Out Specialists
- Glazing & Curtain Walling Contractors
- Flooring Contractors
- Plasterers & Dryliners
- Facias & Guttering Installers
- Professional Services / Construction Consultants
- Heating, Ventilation and Air Conditioning Engineers
- Electrical Engineers
We also specialise in high-risk activities such as:
- Scaffolding
- Roofing
- Asbestos Removal
- Demolition
- Structural Steel Erection
- Rope Access
- Cladding
- Piling, Underpinning & Tunnelling
- Bridges & Viaducts
JCT clause 6.5.1
Tysers can arrange non-negligence cover under JCT clause 6.5.1. which will provide cover for any claim of liability, loss or damage resulting from the following: Collapse, Subsidence, Ground heave, Vibration, Weakening or removal of support and Lowering of ground water. Contact us to find out more.
Additional Risk Services
All clients gain access to our Risk Services Portal, offering: Health & Safety and Environmental guidance, HR documentation and templates, business continuity planning, daily legal and regulatory updates and direct access to advice lines.
Claims Handling
We’re by your side when you need us most. Our dedicated construction claims team provides: Prompt claim acknowledgement, expert guidance throughout the process, negotiation with insurers and loss adjusters, site visit support and regular updates and reporting.
Our Construction Insurance Products
This is a sample of the main insurance covers we provide, you can also view our Construction Brochure here. If there is a risk unique to you, please contact us and we will try to devise bespoke cover to meet your requirements.
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Liability Insurance
- Employers’ Liability – Legal requirement in the UK, covering injury or illness claims from employees and labour-only subcontractors.
- Public Liability – Covers injury or property damage claims from third parties.
- Products Liability – Protection against claims arising from products supplied or installed.
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Professional Indemnity Insurance
This typically covers a wide range of risks including professional negligence, copyright infringement, libel and slander, employee dishonesty and loss or damage to client documents.
Any business or sole trader providing professional consultancy services, advice or design work to another business is strongly advised to take out Professional Indemnity Insurance.
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Contractors’ All Risks Insurance
Comprehensive cover for:
- Contract Works – From project start to completion, including materials on-site and in transit.
- Project Insurance – One-off project cover for all parties involved.
- Own Plant & Equipment – Covers theft or damage to owned machinery.
- Hired-In Plant – Covers hired equipment and continuing hire charges.
- Speculative Build Cover – Protection post-completion until sale or lease.
Optional Extensions:
- Employees’ Tools
- Temporary Buildings & Show Homes
- JCT Clause 6.5.1 (Non-Negligence Insurance)
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Structural Warranty Insurance
Structural Warranty or Latent Defects Insurance protects the owner against the cost of rectifying structural defects of the owned building. A Structural Warranty must be purchased in advance of completion and usually lasts 10 years from original construction. Where a building is sold on completion, this warranty is passed on to the buyer and remains valid for the duration of the agreed warranty period.
Additional Commercial Insurance Solutions
We can also review and arrange cover for:
- Commercial Fleet
- Buildings & Contents
- Property Owners
- Business Interruption
- Goods in Transit
- Engineering Inspection
- Directors & Officers (Management Liability)
- Legal Expenses
- Marine Cargo
- Cyber Insurance