A bespoke insurance scheme designed exclusively for English Language Schools & Study Centres.
You can trust our sector knowledge because our expert brokers have specialised in providing insurance and risk management solutions to Language Schools and English Language Centres for in excess of 15 years. We’ve teamed up with Markel to design and deliver a unique solution which meets the needs of Language Schools. The package provides a comprehensive suite of covers, alongside additional benefits to policyholders.
Key Benefits:
- A fully combined wording, inclusive of Professional Indemnity
- Increased availability of other optional covers including D&O, Cyber and Legal Expenses
- Abuse Cover under the Public Liability Section (Occurrence Basis)
- Access to Education Consultancy Services through Markel Care Practitioners (MCP)
- Access to Legal Advice via Markel Law and Markel Business Hub
Professional indemnity is now included, and here’s why its important:
Professional indemnity insurance covers the potential legal liability of your organisation for a breach in professional duty as well as the defence against claims of any wrongdoing. As a school accepting international students, including those of a young age, unique exposures could extend as far as claims for:
- Failure to educate or adequately follow curriculum
- Failure to supervise or evaluate pupils adequately
- Failure to vet or monitor host family placements
- Breach of confidentiality
- Any other civil liability not specifically exclude
Sections of Cover Available:
- Public Liability I Mandatory
- Professional Liability I Mandatory
- Management Liability (Directors & Officers) I Optional
- Entity Defence I Optional
- Employers' Liability I Optional
- Employment Law Protection I Optional
- Personal Accident l Optional
- Fidelity I Optional
- Cyber I Optional
- Material Damage I Optional
- Business Interruption I Optional
- Portable Property I Optional
- Money I Optional
- Stock I Optional
- Goods in Transit I Optional
- Legal Expenses I Optional
Additional Policy Benefits
Education Consultancy
As part of the package, all clients benefit from access to services by Markel Care Practitioners – specialist consultants within the care industry, including
specialist education. There are a variety of services which can be tailored to your specific needs, which can include:
- Regulatory Compliance Services: Safeguarding adequacy, preparing for inspections, challenging judgements
- Training Services: Investigations for accidents & incidents; safeguarding and recruitment; HSE assessments and advice; fire risk assessments; curriculum design
- Risk Management Services: Bespoke health and safety management systems; reducing claims and strengthening liability defence; business continuity and emergency
planning systems - Business Growth & Tendering Services: Business planning and change management; strengthening procurement; tender support and contract management; quality assurance and quality control strengthening
- A one day complementary consultation with Markel Care Practitioners
Legal Helpline and Business Hub
Markel UK’s 24/7 helpline allows access to over 40 qualified solicitors who can assist with everyday legal issues. The helpline advises on over 250,000 enquiries a year with Markel Law LLP being one of the largest UK providers of employment and business law services. In addition to this, Markel Business Hub portal provides guidance and literature to support you deal with the everyday legal issues around employment, health and safety, trading and contracts, cyber and data, debt and insolvency.
Users can access practical DIY templates and guidance around multiple topics, which can include:
- Employee contracts
- Disciplinary processes
- Managing complaints
- Redundancy and grievance issues
- Health and safety guidelines
- DBS and Safeguarding
Other Benefits Available Include:
CLAIMS MANAGEMENT
The benefits offered by insurance protection only become
tangible when you make a claim. Our expert in-house
claims management team are at hand to support you from
initial notification right through to settlement.
EMPLOYEE BENEFITS & FINANCIAL PLANNING
Access to a team of specialists who offer a complete service,
from securing business protection to managing company pension
schemes.They will take the burden away from you,
allowing you to focus on the education of your students.
PRIVATE MEDICAL INSURANCE
When ill-health causes your employees to be absent
from work a private medical policy
will support a speedy recovery
and expedite an early return.