Tysers Insurance Brokers | Professions

Insurance Solutions For

professions

Your professional business activities require you to provide advice or sell your knowledge & skills; whatever specialism, we’ve got you covered.

Your aim is client satisfaction, unfortunately it’s not always possible!

Despite your diligence, it is not always possible to please every client. If a client is unhappy with your professional work, they may seek compensation.

We are human; on occasion we make mistakes. If you accidentally overlook something, you can be held personally liable for that omission.  You may believe there was no error, but disputes happen, and you could have to defend yourself against a claim.

Our professions package includes Professional Indemnity insurance to help you defend against claims and the cost of damages awarded.

Industry Sectors

We provide protection for the following professionals (any many more!):

  • Accountants
  • Architects
  • Consultants
  • Designers
  • Engineers
  • IT & Technology
  • Surveyors
  • Solicitors

Contact: Professions Insurance

For more information contact your local office:

Access to markets & strong insurer relationships

We provide solutions from all the leading insurers & specialist Lloyd’s markets.

Tysers Risk Services

Tysers Risk Services is a practical and cost-effective solution, designed to help businesses of all sizes to manage their risk, through access to extensive Health & Safety and Employment Law advice and guidance.

LEARN MORE

Expert Guidance & Advice

Our brokers search the market to identify the best value protection and our in-house claims management provides support when you need it the most.

Key areas of cover

Aside from Professional Indemnity here is a small sample of the other insurances we provide for professionals:

We’ve included a concise explanation of each area of cover and how it works below. If the cover you require isn’t listed, don’t worry, talk to use because this is just a small sample of the most common covers we provide. You can also access a digital version of our full insurance covers guide here. Whilst we’ll always ensure you’re covered for almost all situations, if there’s a risk unique to you, please contact us and we will try to devise bespoke protection to meet your individual needs.

  • Public Liability

    Public liability insurance will protect you and your business against compensation claims or the cost of legal action taken against your business if a third party is injured whilst on your premises or whilst you undertake work in their home or on their premises.

  • Stock & Tools

    Cover for stock and tools whilst away from your business’s premises.

  • Employer's Liability

    If you employ one or more person, you are legally required to have Employer’s Liability cover at a minimum level of £5million but for larger organisations our insurers offer £10million as standard and our brokers can place much higher levels of indemnity.

    Claims limits on the policies apply to claims because of a single cause therefore we urge clients to consider whether the limits selected will be sufficient should there be multiple claimants.

    The policy will cover the cost of compensation to an employee, as the result of an injury, illness, disease or death sustained because of their work. It will also cover the cost of legal expenses which would be incurred whilst defending a claim.

  • Buildings & Property

    If you own a building from which a business operates whether tenanted or from which you run your own business, you will need to protect the bricks and mortar.

    Buildings insurance usually provides cover against flood, fire, storm damage, subsidence and theft. We can place cover for single commercial properties or commercial property portfolios. Cover can be extended to include Debris Removal, Builders Risk Insurance and Glass Insurance.

    Contents insurance cover will cover what is inside the building including fixtures, fittings and items such as furniture and computer equipment.

  • Vehicles & Motor Fleet

    We can insure a single motor vehicle or a fleet of motor vehicles under one policy. Fleet insurance is available for all types of businesses and vehicles including cars, vans, trucks, minibuses, etc. so no matter what type of vehicles you have in your fleet, you can get them covered under one policy.

    Motor insurance protects your employees, your vehicles and other motorists against liability in case there is an accident. It provides financial compensation to cover any injuries caused to people or their property.

  • Accident & Illness Protection

    Employers or individuals can purchase this type of insurance protection.  The policies may pay either the employer (if they are the policyholder) or the individual compensation should they or one of their employees be unable to work because of Accident and Illness.

    Policies usually cover temporary total disablement because of accident or illness. So, incidences where the insured is expected to recover. Benefit in these cases are usually paid as a daily or weekly benefit.

    Permanent Total Disablement is also usually covered (for example loss of sight, loss limb and even death). Lump Sum benefits are usually paid for Permanent Total Disablement.

  • Private Medical

    Health insurance or Private Medical Insurance (PMI) is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. Depending on the type of health insurance coverage, either the insured pays cost out of pocket and receives reimbursement, or the insurer makes payments directly to the provider.

    Policies can be purchased to cover specific conditions only, so for example, dental treatment, Surgical procedures only, orthopaedic treatment or cancer treatment.

    There are a wide range of Private Medical Insurance products and Healthcare Plans available.

    They can be purchased by an employer, as an insurance scheme, to protect the health and wellbeing of their employees (many employers offer Private Medical Insurance as an employment benefit) or by individuals and families.

    Learn more about Private Medical Insurance here