High Value Home Insurance

High value home insurance tailored to you.

At Tysers, we offer bespoke high value home insurance designed to protect exceptional properties and meet the distinct needs of discerning homeowners. From the outset, our experienced team takes the time to understand your lifestyle, your concerns, and the unique characteristics of your home, with every policy designed to provide robust, personalised protection.

Whether you own a listed building, a modern architectural masterpiece, or a luxury city apartment, we appreciate the true value of your property and possessions. That’s why we make the insurance process clear, transparent, and easy to navigate, so you feel confident and supported at every stage.

In addition, our cover goes far beyond standard home insurance. We offer specialist features such as extended rebuild cost cover, protection for fine art and antiques, and worldwide all-risks cover for high-value contents. We can also arrange cover for outbuildings, staff quarters, and bespoke security systems.

Furthermore, our dedicated in-house claims team is here to help when it matters most. If the unexpected happens, you’ll speak directly with people who understand your policy and your priorities, not a third-party provider. Ultimately, our goal is to deliver peace of mind through expert service, tailored advice, and comprehensive protection for your most valuable asset.

What types of homes are covered under high value home insurance?

From a Grade II listed townhouse to a modern coastal retreat, we understand that standard insurance often falls short when it comes to protecting exceptional homes. Moreover, our high-net-worth property team delivers tailored insurance solutions designed specifically for high-value residences, second homes, and holiday properties. Additionally, we provide insurance solutions for a wide range of property types, including but not limited to:

What special features can be included on a high value home insurance policy?

When it comes to high value home insurance, we offer a wide range of specialist features that suit both your property and lifestyle. To begin with, our policies provide the flexibility needed for high-value home ownership. Additionally, each feature addresses the specific needs of private clients, offering comprehensive protection and peace of mind. As a result, you can relax knowing your home is covered by a team that understands its worth.

Worldwide contents cover – Protection for valuable items wherever they are, including during travel.
Extended rebuild cost cover – Ensures your home can be fully rebuilt, even if costs exceed the original estimate.
Listed building cover – Specialist protection for heritage properties with unique architectural features.
Second home insurance – Tailored cover for holiday homes or secondary residences, whether in the UK or abroad.
Unoccupied home insurance – Cover for homes left vacant during travel or extended periods away.
Fine art & antiques cover – Protection for collections, individual pieces, and high-value furnishings.
Staff accommodation cover – Includes cover for live-in staff quarters and domestic employees.
Home security system cover – Recognises and supports advanced security installations and smart tech.
Alternative accommodation cover – Ensures you’re comfortably rehoused if your property becomes uninhabitable.
Renovation & extension cover – Protection during building works, including structural changes and upgrades.
Garden & grounds cover – Includes landscaping, outdoor features, and valuable garden structures.

Why choose Tysers?

When it comes to protecting homes valued over £1 million, we offer specialist expertise and tailored solutions that reflect the lifestyle and expectations of private clients. To begin with, our team understands the complexities of insuring exceptional properties, whether in the UK or overseas. As a result, you benefit from comprehensive protection, personal service, and complete peace of mind.

Specialist cover for homes over £1m – Including listed buildings, overseas residences, and investment portfolios.
Access to high-net-worth insurance markets – Bespoke solutions from leading insurers with experience in complex risks.
High value contents insurance – Protection for fine art, antiques, jewellery, and other valuable assets.
Valuations & appraisals – Arranged on request with trusted insurer partners to ensure accurate cover.
Preferred supplier network – Includes security consultants, safe installers, and surveyors with HNW expertise.
Confidential personal service – Discreet, professional support tailored to your individual needs.
Dedicated client director – Your single point of contact for advice, renewals, and ongoing support.
In-house claims team – Experienced professionals who understand your policy and act quickly when needed.