Winter Household Tips – Protection Against the Cold

Tysers Insurance Brokers |

The following are tips to help prevent any issues that may arise during the cold weather:

  • Have your heating system and boiler checked by a licensed professional. Faulty heating equipment is among the leading causes of home fires during the winter months.
  • Call out a chimney sweep to check your fireplaces and chimneys. An annual inspection is important as a clogged flue can harm you and your family due to the increased risk of fire, as well as the possibility of toxic carbon-monoxide gas poisoning.
  • Check all gutters and pipes and have them cleaned out if necessary, as this may otherwise result in flooding.
  • Check the roof and replace any roof tiles that are missing or damaged. Please ensure that the whole roof is watertight.
  • Make sure that trees are trimmed and kept away from the house. This will help protect your drains and prevent damage from falling branches during storms.
  • Check your windows for possible areas of bad paintwork and loose putty. Gaps may admit water and cause the window to swell, jam or even rot.
  • You may wish to check the foundation of the house for areas where water may puddle. Areas of crumbling brickwork must be repaired without delay to ensure water cannot get in and freeze.
  • Check that your smoke alarms are in good working order. Batteries will need to be replaced twice a year, while the detectors themselves usually have a life span of about 10 years. Hardwired smoke alarms also need to be replaced after a decade of use.
  • Check your fire extinguishers and charge or replace these as necessary. We recommend keeping a small multi-purpose fire extinguisher and fire blanket within the kitchen and mult purpose fire extinguishers on each floor of your home.

 

Need help?

For further risk management advice and insurance quotations please contact a member of our Private Client Team in your nearest regional office.

 

Colchester

Kevin Reed
D: 01206 756065
kevin.reed@tysers.com

 

Hitchin

Roger Bailey
D: 01462 477878 | M: 07748 708898
roger.bailey@tysers.com

Annette Ford
D: 01462 477027 or 01462 439866 | M: 07714 521566
Annetta.Ford@tysers.com

James Stewart
D 01462 439847 | M 07977 442973
james.stewart@tysers.com

 

London

Kate Wallace
D: 0203 915 0397 | M: 07500 994265
kate.wallace@tysers.com

Peter Young
D: 020 3915 0217 | M 07795640530
peter.young@tysers.com

 

Manchester

Nathan Maloney
D: 0161 419 3046 | M: 07795 472 778
nathan.maloney@tysers.com

Stuart Siddall
D: 0161 419 3085 | M: 07855 211 785
stuart.siddall@tysers.com

 

 

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