Case Managers & Rehabilitation Specialists Insurance: Helping you to protect & support your clients.
Our tailored ‘adapted living’ and ‘mobility’ insurance solutions are specifically designed to meet the needs of your clients.
We work in partnership with:
- Case Management Companies
- Court of Protection Teams
- Appointed Deputies
Specialist insurance solutions
Your aim is to help your clients resolve the issues that they face once they are unable to manage on their own. Our products are designed to help those who are mentally and/or physically incapacitated.
Expert Guidance & Advice
Our brokers search the market to identify the best value protection and our in-house claims management provides support when you need it the most.
We will always put you first
Providing a personal service, our brokers will always make your needs their priority. We will always act in your best interests, offering innovative solutions to solve your insurance needs.
Whether you are acting as a deputy or supporting a deputyship application, your aim is to help clients resolve the issues they face once they are unable to manage on their own. Part of this role involves ensuring clients and their assets are protected. Our specialist insurance products have been tailored to protect those who are mentally and/or physically incapacitated.
We provide:
-
Motor Insurance
Following a thorough assessment of the client’s individual needs; our team will identify suitable products, and provide access to a comprehensive, unique and flexible range of motor and transport related mobility insurance solutions.
Your client will benefit from product features which offer:
- No ‘Insurable Interest’ issues – policies can be issued in the name of a child, carer or trustee/deputy
- Policy automatically covers vehicle adaptations on a ‘new for old’ basis
- Introductory No Claims Bonus available
- Cover available for:
Any driver aged 17 or over
Any driver over 21 years of age
Any driver over 25 years of age
Named drivers
One new driver- Cover for alternative transport after an accident – £75 per day, up to 15 days
- Free RAC European breakdown cover
- Additional cover available for Uninsured Loss Recovery
-
Home Insurance
We have negotiated exclusive rates for home insurance cover to include:
Home Buildings & Contents Insurance
- Policies can be issued in the name of a child, deputyship or trust
- Worldwide ‘All Risk’ cover available for all contents & personal possessions (including specialist medical equipment & wheelchairs)
- Unoccupied cover for up to 60 days available which in some cases can be extended to 90 days
- Warranty free policies can be arranged for many postcode areas
Unoccupied Properties
- Cover for unoccupied properties undergoing major refurbishment or alteration (restricted cover applies)
- 3 months cover for unoccupied properties, with an option to extend to 6 or 12 months
- Policy can be issued in joint names with the trustee/deputy
Properties Undergoing Refurbishment or Alteration/Adaptation
- Once works have commenced cover is available on an ‘All Risks’ basis
- Some insurers may not provide cover for the ‘existing structure’ where the property is to undergo major refurbishment or adaptation. Our policy provides full cover for the existing property and we are also able to provide cover for the ‘works’
Investment Properties
- Specialist cover for investment properties
-
Contract Works
Cover for property undergoing alteration or refurbishment.
We are able to provide specialist cover to protect the Contract Works, in conjunction with providing cover for the existing property under the Home Insurance cover:
- Full ‘All Risks’ cover for the Contract Works and existing property
- Cover can be issued in joint names of proposer and/or deputy/trustee and/or contractor
Cover is subject to:
- Appointed contractor(s) to have minimum insurance requirements of:
– Employers Liability – £10,000,000
– Public Liability – £5,000,000
- Condition that all structural steelwork undertaken must be designed by a qualified structural engineer and under the supervision of building control authorities
- Cover excludes any damage to Contract Works where work is carried out at a depth of over 5 metres without prior approval of underwriters
- Heat condition – contractors must comply with their own insurer’s heat warranty
-
Travel Insurance
- Insurance can be arranged to cover some pre-existing medical conditions
- Single trip or annual multi-trip policies available
- Medical screening arranged in-house